Ever found the need to go to the hospital only to end up with medical bills worth hundreds or thousands of dollars and a bad credit score because of your inability to pay them? Having a health insurance plan can prevent you from ever getting in a situation like that!
God forbid, if you or your family member ever falls seriously ill or has a bad accident that causes injury, the medical bills usually pile up to be very high, especially here in the United States where healthcare is standardized and expensive. But with health insurance, you need not worry about them at all as we are here to help you get covered!
Trust Plus Care brings you access to affordable health insurance based on your specific needs. We work with insurance companies to find you the best coverage and price that is available. TPC offers personalized services to all members of the Asian community requiring health insurance. No longer do you have to struggle with difficult to understand insurance jargon like Affordable Care Act, Obama Care, subsidies, Medicare, etc. or be confused about which health plan to choose. Our multilingual Health Insurance Experts from your own communities will be there with you at every step of the way to get you your money's worth. Your investment in your health is safe in our hands!
Regardless of who you are or your medical history, anyone can get an individual or a family health insurance plan.
With health insurance, you can avail benefits for various healthcare services including outpatient as well as inpatient services. With a health insurance policy, you'll end up saving up on things like medicines, doctor's fees and preventive care.
A health insurance usually comes with a monthly premium, coinsurance, co-payments and an annual deductible. Your health insurance policy cost may differ according to your age, gender and tobacco use.
Your health insurance plan's cost will be determined by the number of people covered and the plan which you select. Usually the average premium is just under $400 without any subsidies. You can also be eligible for subsidies through the Affordable Care Act also known as Obama Care. If you are not sure about your eligibility, we can help you find out!
Our licensed Health Insurance agents will help you in comparing the quotations from different insurance providers and help you understand every detail of the health plans in your own language before settling on one. In the sea of options, it's important to choose the best plan for you and your family.
It's best not to hurry and to take your time to find the perfect coverage that falls within your budget for health insurance. We'll be right there by your side making sure you make the right decision!
Furthermore, although New Jersey uses the federally run exchange, which means residents enroll in exchange plans through HealthCare.gov, the state is transitioning towards having its own enrollment platform - first with a switch to a state-based exchange using HealthCare.gov for 2020, and then with a plan to operate a fully state-run exchange by 2021. Such a transition can be difficult and confusing but not with us by your side, ready and available to guide you every step of the way!